The 7 Best Loan Agencies in Brooklyn

Finding the right loan agency in Brooklyn can be a crucial step toward achieving your financial goals. Whether you’re looking to purchase a home, start a business, or consolidate debt, selecting the best agency can make a significant difference in terms of rates, service, and convenience. In this guide, we explore the 7 best loan agencies in Brooklyn, offering insights into their services and what to consider when making your choice.

Loan agencies in Brooklyn offer a variety of services tailored to meet diverse financial needs. Here are some common services you might find:

  • Personal Loans: Ideal for consolidating debt or financing personal projects with flexible terms.
  • Home Loans: Options ranging from fixed-rate to adjustable-rate mortgages for buying or refinancing homes.
  • Auto Loans: Financing solutions for purchasing new or used vehicles.
  • Business Loans: Support for startups or expansions with competitive interest rates.
  • Student Loans: Assistance for financing higher education with manageable repayment plans.

When selecting a loan agency, consider the following aspects:

  • Interest Rates: Compare rates to ensure you get the most affordable option.
  • Repayment Terms: Look for flexible terms that fit your financial situation.
  • Customer Service: Evaluate the agency’s reputation for client support and guidance.
  • Application Process: Check for a straightforward and transparent application process.
  • Fees: Be aware of any hidden fees or additional charges.

By focusing on these services and considerations, you can better navigate the options available and make an informed decision tailored to your specific needs.

7

Number of companies

2256

Verified reviews

4,41

Average rating

Gem Pawnbrokers
(718)3602316

1. Gem Pawnbrokers

★ ★ ★ ★ ★ 4,9/5
230 Flatbush Ave, 11217.0, Brooklyn
  • Loan agency
  • Diamond buyer
  • Electronics store
  • Jewelry buyer
  • Jewelry store
  • Pawn shop
  • Musical instrument store

Why we chose them

Gem Pawnbrokers has been a cornerstone of New York City’s financial landscape since its founding in 1947 by Martin Kaminsky. With a legacy spanning over 70 years, the company has grown into the largest pawnbroking service in the NYC area, boasting 24 convenient locations. Known for providing safe and secure financial solutions, they offer a range of services including collateral business loans, pawn loans, and estate buying. Their expertise extends to being a trusted diamond buyer, electronics store, jewelry buyer, and musical instrument store. The company prides itself on a customer-centric culture that ensures total satisfaction with every transaction, whether clients are selling valuable items or using them as collateral for loans.

The company’s operations reflect the values instilled by its founder, who honed his skills during WWII and later expanded the family business with his son Mitchell Kaminsky. Today, the Kaminsky family continues to uphold the standards of excellence that have defined their brand. Customers can expect a straightforward, secure process when dealing with their valuables. Items are authenticated and valued by qualified professionals, ensuring fair cash offers. With a strong emphasis on customer service, Gem Pawnbrokers provides a seamless experience, whether clients visit in person or shop through their eBay store. Their commitment to quality and integrity makes them a standout choice in the pawnbroking industry.

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Capital One Bank
(718)8214600

2. Capital One Bank

★ ★ ★ ★ ★ 2,2/5
315 Wyckoff Ave, 11237.0, Brooklyn
  • Loan agency
  • ATM
  • Bank
  • Money transfer service

Why we chose them

Capital One Bank stands out in our directory for its comprehensive range of financial services designed to meet diverse customer needs. Offering a robust selection of services such as Loan agency, ATM access, and full-service Bank operations, it ensures that both individual and business clients have the resources they need to manage their finances effectively. Known for its commitment to innovation and customer satisfaction, the bank provides convenient and accessible solutions that empower clients to achieve their financial goals.

In addition to traditional banking services, the bank excels in Money transfer services, making it a reliable partner for seamless and secure transactions. This focus on comprehensive service delivery highlights why it is a preferred choice for customers seeking a trustworthy financial institution. With a reputation for reliability and efficiency, the bank plays a vital role in supporting the financial well-being of its clients.

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CrossCountry Mortgage
(917)9529091

3. CrossCountry Mortgage

★ ★ ★ ★ ★ 4,8/5
37 N 15th St Suite 108, 11222.0, Brooklyn
  • Mortgage lender

Why we chose them

CrossCountry Mortgage, LLC is a prominent mortgage lender dedicated to providing comprehensive home financing solutions. Known for its personalized approach, the company excels in guiding clients through the often complex mortgage process, ensuring a seamless and stress-free experience. With a robust online presence, they focus on delivering exceptional customer service, driven by a team of experienced professionals who are committed to helping individuals and families achieve their homeownership dreams.

Our directory includes this company due to its strong reputation and innovative use of technology to enhance customer interactions. The emphasis on security and performance, as evidenced by their thorough website verification process, highlights their commitment to protecting client information. By choosing this company, clients can expect reliable, secure, and personalized mortgage solutions tailored to their unique needs.

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John Gnisci at CrossCountry Mortgage
(201)3946281

4. John Gnisci at CrossCountry Mortgage

★ ★ ★ ★ ★ 5,0/5
37 N 15th St Suite 108, 11222.0, Brooklyn
  • Mortgage lender

Why we chose them

John Gnisci at CrossCountry Mortgage specializes in providing tailored mortgage lending solutions, ensuring clients receive personalized and expert guidance in securing home financing. Known for their commitment to customer satisfaction, they offer a range of mortgage options to meet diverse financial needs and goals. Their expertise in the mortgage industry makes them a reliable choice for individuals looking to navigate the complexities of home buying with ease and confidence.

This company stands out for its dedication to security and privacy, as evidenced by their use of Cloudflare to protect their website from online threats. Although this measure may occasionally restrict access, it underscores their priority in safeguarding client information. Their focus on both service quality and security positions them as a trustworthy and dependable partner in the mortgage lending sector.

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CrossCountry Mortgage
(877)7731226

5. CrossCountry Mortgage

★ ★ ★ ★ ★ 5,0/5
37 N 15th St Suite 108, 11222.0, Brooklyn
  • Mortgage lender

Why we chose them

Scott Nadler at CrossCountry Mortgage stands out in the Brooklyn, NY area as a dedicated mortgage loan officer committed to providing personalized guidance throughout the homeownership journey. Specializing in a range of mortgage loan options including FHA loans, VA loans, conventional loans, and jumbo mortgages, Scott ensures that each client’s unique goals are met with tailored solutions. Whether assisting first-time homebuyers or Veterans looking to refinance, Scott offers a transparent process with clear communication and expert advice, fostering confidence from application to closing.

Emphasizing a client-focused approach, Scott Nadler navigates the complexities of home financing by delivering a seamless experience marked by professionalism and personal attention. His expertise and commitment make him a reliable partner in turning homeownership dreams into reality. Through his comprehensive services, Scott provides not just loans but peace of mind, assuring clients that they are supported every step of the way in their financial journey. This dedication to excellence and personalized service is why his expertise is featured in our directory.

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Royal Business Bank
(718)8718338

6. Royal Business Bank

★ ★ ★ ★ ★ 4,1/5
5503 8th Ave, 11220.0, Brooklyn
  • Loan agency
  • Business banking service
  • Financial institution
  • Investment bank
  • Bank
  • Mortgage lender
  • Savings bank

Why we chose them

Royal Business Bank, founded in 2008, has experienced rapid growth, establishing branches in California, Nevada, New York, New Jersey, Illinois, and Hawaii. This full-service bank offers a wide range of commercial and consumer products, striving to build mutually beneficial long-term relationships with customers. By understanding clients’ unique needs, the bank aims to provide financial services that drive positive outcomes. The bank’s commitment to efficiency and convenience ensures that both personal and business banking needs are met with expertise and care.

Offering a comprehensive suite of services, the bank specializes in commercial and industrial loans for small and medium-sized businesses. Additionally, they provide loan agency, business banking services, and act as a mortgage lender and savings bank. With a focus on community involvement, the bank combines the benefits of a nationwide institution with the personalized touch of a community bank. Their expert team is dedicated to helping customers achieve both personal and professional success through informed and responsive service.

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The Federal Savings Bank
(718)2094300

7. The Federal Savings Bank

★ ★ ★ ★ ★ 4,9/5
386 Kingston Ave 2nd floor, 11225.0, Brooklyn
  • Mortgage lender

Why we chose them

Moshe Preger @ The Federal Savings Bank is a distinguished mortgage lender with a wealth of experience dating back to 1995. Known for his expertise and personalized approach, Moshe is committed to guiding borrowers through the often complex home buying process. He takes the time to understand each client’s unique financial goals, providing tailored mortgage solutions that help them achieve their dreams. His dedication to exceptional customer service is evident in the high number of referrals he receives from satisfied clients. As a Vice President and FHA 203k Specialist, Moshe has a proven track record of excellence in the mortgage industry.

Operating out of Brooklyn, NY, Moshe not only excels in his professional capacity but also contributes significantly to his community through volunteer work with Emergency Medical Services. His commitment to helping clients extends beyond financial transactions, as he also assists them in improving credit scores and making informed decisions. With services ranging from home buying to refinancing and VA loans, Moshe provides comprehensive mortgage counseling and support. His ability to simplify the process and deliver results has earned him accolades and a loyal client base.

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FAQs

What types of loans can I get from a loan agency in Brooklyn?

Loan agencies in Brooklyn offer various types of loans including personal loans, home loans, auto loans, business loans, and student loans. Each type is tailored to meet specific financial needs.

How much do loan services typically cost in Brooklyn?

The cost of loan services can vary depending on the type of loan and the agency. Generally, interest rates for personal loans can range from 4% to 36%, and home loan rates typically range from 2% to 5%. It's advisable to compare rates for the best deal.

What is the typical timeline for getting a loan approved in Brooklyn?

The timeline for loan approval varies by agency and loan type. Personal loans might take a few days to a week, while home or business loans could take several weeks to months. Always check with the agency for specific timelines.

How can I choose a good loan agency in Brooklyn?

To choose a good loan agency, consider factors such as interest rates, repayment terms, customer service, the application process, and any associated fees. Research reviews and ask for recommendations to ensure reliability.

What should I consider when applying for a loan in Brooklyn?

Consider your financial goals, the amount you need, the interest rates, repayment terms, and any fees. Ensure the loan fits your budget and financial situation, and clarify any doubts with the agency before proceeding.

Are there any hidden fees I should be aware of when taking a loan?

Yes, some loan agencies might charge application fees, origination fees, or prepayment penalties. Always ask for a detailed breakdown of all fees involved before signing any agreement.

What documents are typically required for a loan application in Brooklyn?

Commonly required documents include proof of income, identification, credit history, and any collateral documents if applicable. The specific requirements may vary depending on the loan type and agency.

Can I negotiate interest rates with loan agencies in Brooklyn?

In some cases, you may be able to negotiate interest rates, especially if you have a strong credit score or existing relationship with the agency. It's worth discussing your options with the loan officer.

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