The 4 Best Credit Counseling Services in Brooklyn

Managing finances can often be challenging, but in Brooklyn, there are a plethora of resources to help you navigate your financial journey. The 4 Best Credit Counseling Services in Brooklyn are dedicated to assisting individuals in achieving financial stability and confidence. Whether you’re dealing with overwhelming debt, looking to improve your credit score, or seeking advice on budgeting, these services offer the expertise and support you need.

When considering a Credit Counseling Service, it’s important to understand the range of services they might provide:

  • Debt Management Plans – Structured plans to help you pay off your debts efficiently.
  • Credit Score Improvement – Strategies and advice to enhance your credit rating.
  • Budgeting Assistance – Guidance on creating and maintaining a sustainable budget.
  • Financial Education Workshops – Sessions designed to improve your overall financial literacy.
  • Debt Consolidation Advice – Options for consolidating multiple debts into a single payment.

When choosing a credit counseling service, consider the following aspects:

  • Reputation and client reviews.
  • Fees and pricing structure, with some services starting as low as $50.
  • Accreditations and certifications.
  • Availability of personalized counseling sessions.
  • Success stories and client outcomes.

With these considerations in mind, dive into our guide to discover the 4 best options Brooklyn has to offer, ensuring you find the right fit for your financial needs.

4

Number of companies

912

Verified reviews

5,00

Average rating

American Consumer Credit Counseling, Inc
(877)4401773

1. American Consumer Credit Counseling, Inc

★ ★ ★ ★ ★ 5,0/5
175 Pearl St Floors 1-3, 11201.0, Brooklyn
  • Credit counseling service

Why we chose them

American Consumer Credit Counseling, Inc. is a leading not-for-profit credit counseling agency dedicated to helping individuals and families achieve financial stability. As a member of the National Foundation for Credit Counseling, the organization offers a range of services including personalized debt relief, debt consolidation, and a comprehensive debt management program. With an A+ rating from the Better Business Bureau, ACCC is renowned for its compassionate and knowledgeable counselors who provide tailored solutions to those struggling with overwhelming debt and financial stress.

The organization stands out for its commitment to offering free credit and debt counseling services and low-cost plans for debt management. ACCC’s certified counselors assist clients with a variety of financial matters, including bankruptcy counseling, housing counseling, and student loan counseling. By negotiating lower interest rates without harming credit ratings, they ensure clients can regain control of their finances and pay off debts faster. This dedication to client well-being and financial education makes ACCC a valuable addition to our directory, providing reliable support for those seeking a path to financial freedom.

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Highcreditsolucion LLC
(800)6433567

2. Highcreditsolucion LLC

★ ★ ★ ★ ★ 5,0/5
984 Halsey St #2R, 11207.0, Brooklyn
  • Credit counseling service

Why we chose them

HighCreditSolucion LLC has been selected for our directory due to its comprehensive suite of financial services aimed at empowering individuals to take control of their credit. Specializing in credit counseling, the company offers an array of services including credit repair, personal loans, and credit report analysis. Their commitment to helping clients build and improve their credit is underscored by their user-friendly client portal, which facilitates easy access to essential tools and resources. With a focus on accessibility, they cater to both English and Spanish-speaking clients, ensuring personalized service for diverse needs.

Operating out of a prime location in New York, HighCreditSolucion LLC is dedicated to providing expert advice and solutions tailored to individual financial situations. Their team of professionals is available six days a week to guide clients through the complexities of credit management, offering a reliable partner in the journey to financial stability. By integrating technology and personalized service, the company has positioned itself as a leader in the credit improvement industry, making it a valuable addition to our directory.

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Credit Repair Experts
(718)4752087

3. Credit Repair Experts

★ ★ ★ ★ ★ 5,0/5
1642 Coney Island Ave, 11230.0, Brooklyn
  • Credit counseling service
  • Financial consultant
  • Financial planner

Why we chose them

Credit Repair Experts stands out as a leader in the field of credit restoration and financial consulting. They specialize in providing personalized credit counseling services designed to help clients overcome financial obstacles and achieve loan approvals. Their approach includes a comprehensive credit report evaluation, where experts meticulously analyze TransUnion, Experian, and Equifax reports to identify and address inaccuracies. Through leveraging consumer rights and laws like the FCRA, HIPAA, and FCBA, they ensure negative items such as collections, late payments, and tax liens are challenged and potentially removed, paving the way for improved credit scores and financial freedom.

With a focus on client empowerment, Credit Repair Experts offers free consultations and a transparent process, allowing clients to track their progress online. The company is committed to credit education, providing access to programs and webinars that equip clients with the knowledge to maintain a healthy financial future. Their proven results are reflected in testimonials from satisfied clients who have experienced significant improvements in their credit scores and financial situations. Additionally, their partnerships with lenders offer clients valuable assistance in securing favorable terms for major purchases like homes and cars, underscoring their commitment to comprehensive financial planning and support.

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Ficofinesse
(551)3103863

4. Ficofinesse

★ ★ ★ ★ ★ 5,0/5
33 Bond St, 11201.0, Brooklyn
  • Credit counseling service

Why we chose them

FICOfinesse is a credit counseling service that empowers entrepreneurs by providing comprehensive tools and resources to build robust business credit. The company specializes in helping businesses set up and activate their corporate credit profiles with major credit agencies like D&B, Experian, and Equifax Commercial. By offering a free success scan, they allow businesses to evaluate their current funding eligibility and identify areas for improvement to avoid being perceived as high-risk by lenders. This proactive approach saves clients time and money, ensuring they meet the credibility standards required for automated approvals.

Focused on fostering growth, the company offers access to an extensive network of over 200 lenders and 244 credit cards, alongside more than 15 funding types. Their services include a corporate compliance review, guidance on establishing business structures, and strategies for scaling ventures, particularly in the online education sector. By providing step-by-step instructions on setting up a business, such as obtaining a Tax ID, DUNS number, and business licenses, they ensure clients are credit-ready. With concierge and virtual coaching options, they tailor their approach to meet the unique needs of each business, facilitating pathways to leverage income and achieve entrepreneurial success.

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FAQs

What services do credit counseling agencies in Brooklyn offer?

Credit counseling agencies in Brooklyn typically offer services such as debt management plans, credit score improvement strategies, budgeting assistance, financial education workshops, and debt consolidation advice.

How much do credit counseling services in Brooklyn usually cost?

The cost for credit counseling services in Brooklyn can vary, with initial sessions often starting around €45 to €90. Some agencies may offer free consultations, while comprehensive programs might have higher fees.

How long does it take to see results from credit counseling?

The timeline for seeing results can vary depending on your specific financial situation and goals. Some people may notice improvements in their credit score or budgeting within a few months, while debt management plans can take several years to complete.

How do I choose a good credit counseling service in Brooklyn?

When choosing a credit counseling service, consider factors such as the agency's reputation, client reviews, accreditations, fees, the availability of personalized sessions, and the success stories of past clients.

Are credit counseling services in Brooklyn effective for improving credit scores?

Yes, many credit counseling services offer strategies and advice specifically tailored to help improve your credit score. By following their guidance and adhering to a structured plan, you can enhance your credit rating over time.

Can credit counseling help with debt consolidation?

Yes, credit counseling services often provide advice on debt consolidation, helping you explore options for combining multiple debts into a single, more manageable payment.

Are there any free credit counseling services available in Brooklyn?

Some credit counseling agencies may offer free initial consultations or workshops. However, comprehensive services may come with fees, so it's important to inquire about costs upfront.

What should I expect during my first credit counseling session?

During your first session, a credit counselor will typically review your financial situation, discuss your goals, and outline a plan tailored to your needs. This initial meeting is an opportunity to ask questions and understand the services offered.

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